How hackers gain control of your cards?
Well, There are different methods in which hackers get control of your card.
You might have read the previous part of the carding series , if not Click Here
Now I want you guys to read the article given below
So Now You will get a basic concept of this topic right.
Let's continue.
As I mentioned earlier different ways.What are those ?
A: First Trick:-/ At Restaurants.
What at restaurants but how? This might be your question
The answer is simple by the waiter/waitress .
Now , what happens here is you give your credit/debit card for payment and the person attending you takes it out of your sight and there begins the process he/she first takes the restaurant's card terminal and then takes a skimmer out from her pocket and then installs it with a Skimmer. Skimmer what is it ?
See the above image the left one is the card terminal and the right one is a card terminal with a skimmer installed.
A skimmer is a device which has varied forms like it can be installed on top of a card terminal or even in an ATM. We will talk about ATM in the later stage of this post. Now the skimmer has special features like it can trap the information of an card from its magnetic strip and then above the keypad horizontally there is a small camera installed which captures the pin and the card details are then sent to a special server where it is stored and then sold.
You will have no idea how this happened.
Act Smart and always keep a sight on the waiter . So you can avoid these risk
Method 2 :
Now most of guys know about fraud calls right . If not? You can read this too else you can skip this method.
You get a call from an unknown number giving you surprising information about a scheme like you have one a lottery, you have one a car, etc wherein you provide all your details to them including the card details and then finally you get scammed and all your details are with them.
Hey you have been scammed :-\
Now again act smart because none of the companies will ask you for account details and card or One-Time-Password[OTP] .
Method 3: ATM!!!!!!! RISK
Nothing new here as now I will be talking about a skimmer again . Quite simple hackers install a skimmer in an atm and a few times they can even install malware in atm mostly on unpatched or outdated atm's . They install a fake card inserter[Can't say the exact term just refer the images given below]
This is one type which is hard to identify.
Again the same tactics a camera installed with a skimmer
Image with a small camera unidentifiable.
A device to store details of cards
Method 4:
A keylogger installed by a user on your pc and malware in your mobile which captures all the details of your card and even bank details . Use a secure antivirus.
This doesn't end here . There are so many tricks which I cannot define . So Stay safe and Follow the methods given below.
"Prevention is better than cure"
Steps:
1. Keep your credit card safe. Have a sight on your card while you give it for payment and yes ensure nobody is using a camera to stor e the details of you card .Even phone camera's can do so.
2.Now don't throw you card statements in thrash as they contain the whole number of your credit card. You used to do it right?
3.Take a paper stick it on your card with a incorrect pin remember incorrect pin so that when a thief puts it in an atm after 3 tries with that pin the atm will eat the card.
4.If you have been thrashed by a robber in an atm , might be you where unlucky then write the pin from right to left like 1234 is your pin write 4321 this will alert the nearby police station about the theft.
5.Do not give your card details to customer care at any cost.
6.Use a good antivirus on your pc while online shopping.
7.Ensure the link if it has https:// in starting and it is the correct link where you are entering the details.
8.Lastly use a secure ATM pin and also 2 factor authentication if possible like some bank provides online facility to on/off your card transactions I think vijaya Bank in India does. DO NOT SHARE YOUR ATM PIN / OTP WITH ANYONE
9.Always be quick in disabling your card by calling on customer care when your card is stolen.
How are the stolen card details manipulated?
Then bins are sold in dark web at low cost by you should know by know the waiter,etc...
Some website are available online.
In my next part that is part 3 I will be covering the structure of it theoretically .
So Wait for the upcoming part.
Thank You for reading till here.
-----------------------********************------------------------
My blog is currently being written . Once it is ready these post will be update , rectified and linked to other parts of this particular topic.
